Mortgage Lending · Underwriting
Asset documentation matrices
A reference chart showing what paperwork is required to verify a borrower's funds for each type of asset account.
What it usually contains
- Asset types listed by row — checking, savings, retirement, stocks, gift funds, sale proceeds
- Number of statements or months of history required for each
- Rules for sourcing large deposits and seasoning periods
- Percentage of value that counts toward reserves or down payment (haircuts on retirement and stock accounts)
- Loan program variations — conventional, FHA, VA, USDA, jumbo
What the assistant uses it for
Use it to answer how many bank statements a borrower must supply, whether a deposit needs to be sourced, how much of a 401(k) balance can be counted, and what documents a gift or asset sale requires.
How it is versioned
A document of this type has exactly one current version at a time. Upload a revision and it becomes the version that counts — the one before it is kept and dated, but is no longer what your assistant answers from. Nothing is ever deleted, so you can always show what this document said on a given date.
More in Underwriting
Filed alongside this one.
On one AI system
Everything your company knows.
One version that counts.
You already own the documents. We make them the only thing your AI is allowed to answer from, and we keep them current — so nobody quotes last year’s price by accident again.