Mortgage Lending · Servicing
Foreclosure referral guidelines
Internal rules telling servicing staff when and how to send a seriously delinquent mortgage loan to a foreclosure attorney.
What it usually contains
- Delinquency day counts and triggers for referral
- Required loss mitigation review and borrower solicitation steps before referral
- Investor and insurer timelines for FHA, VA, Fannie Mae, Freddie Mac loans
- Checklist of documents and loan data sent to the foreclosure firm
- Holds, reinstatement rules, bankruptcy and military service checks, and stop-referral conditions
What the assistant uses it for
Answer questions about how many days past due a loan must be before foreclosure referral, what reviews and notices must be completed first, and what stops or pauses a referral.
How it is versioned
A document of this type has exactly one current version at a time. Upload a revision and it becomes the version that counts — the one before it is kept and dated, but is no longer what your assistant answers from. Nothing is ever deleted, so you can always show what this document said on a given date.
On one AI system
Everything your company knows.
One version that counts.
You already own the documents. We make them the only thing your AI is allowed to answer from, and we keep them current — so nobody quotes last year’s price by accident again.