Insurance · Commercial Lines
General liability coverage guides
A reference guide explaining what commercial general liability insurance covers, what it excludes, and how limits apply.
What it usually contains
- Definitions of bodily injury, property damage, and personal and advertising injury coverage
- Standard exclusions such as pollution, professional services, and expected or intended injury
- How per-occurrence, aggregate, and products-completed operations limits work
- Occurrence versus claims-made trigger explanations
- Common endorsements like additional insured, waiver of subrogation, and primary and noncontributory wording
What the assistant uses it for
Use it to answer whether a given loss or claim scenario would fall under a general liability policy, and to explain limits, exclusions, and endorsement language to producers, underwriters, or insureds.
How it is versioned
A document of this type has exactly one current version at a time. Upload a revision and it becomes the version that counts — the one before it is kept and dated, but is no longer what your assistant answers from. Nothing is ever deleted, so you can always show what this document said on a given date.
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