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Insurance · Commercial Lines

Cyber liability guidelines

An underwriting reference explaining what cyber liability risks an insurer will write, on what terms, and at what limits.

What it usually contains

  • eligible and prohibited classes of business by industry and revenue size
  • minimum security controls required, such as multi-factor authentication, backups, and patching
  • available limits, sublimits, retentions, and coverage parts like ransomware, business interruption, and social engineering
  • referral triggers requiring underwriter or home office approval
  • application and supplemental questionnaire requirements by account size

What the assistant uses it for

Use it to check whether a prospective cyber account qualifies, what security controls the applicant must have in place, and which limits or endorsements can be offered without escalation.

How it is versioned

A document of this type has exactly one current version at a time. Upload a revision and it becomes the version that counts — the one before it is kept and dated, but is no longer what your assistant answers from. Nothing is ever deleted, so you can always show what this document said on a given date.

On one AI system

Everything your company knows.
One version that counts.

You already own the documents. We make them the only thing your AI is allowed to answer from, and we keep them current — so nobody quotes last year’s price by accident again.