Mortgage Lending · Secondary Marketing & Investor Relations
Pricing adjustment tables
A grid of price add-ons and deductions applied to a base mortgage rate based on loan and borrower characteristics.
What it usually contains
- Credit score and loan-to-value grids with point adjustments
- Adjustments by occupancy, property type, and loan purpose
- Add-ons for cash-out, subordinate financing, and loan amount tiers
- Product and lock-term adjustments with effective dates
- Notes on how adjustments stack and any caps
What the assistant uses it for
Use it to work out the final price or rate for a specific loan scenario, and to explain why one borrower's pricing differs from another's.
How it is versioned
A document of this type has exactly one current version at a time. Upload a revision and it becomes the version that counts — the one before it is kept and dated, but is no longer what your assistant answers from. Nothing is ever deleted, so you can always show what this document said on a given date.
More in Secondary Marketing & Investor Relations
Filed alongside this one.
On one AI system
Everything your company knows.
One version that counts.
You already own the documents. We make them the only thing your AI is allowed to answer from, and we keep them current — so nobody quotes last year’s price by accident again.